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If you're going to use a small-cap index like the Russell 2000, you may want to pause and take into consideration why an excellent index fund firm, like Lead, doesn't have any kind of funds that follow it. The factor is since it's a lousy index.
I have not also addressed the straw male below yet, and that is the reality that it is fairly unusual that you actually have to pay either taxes or substantial payments to rebalance anyhow. A lot of intelligent financiers rebalance as much as feasible in their tax-protected accounts.
And of program, no one should be purchasing packed mutual funds, ever. It's truly also poor that IULs don't function.
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